Financing Info

Finance Your New HomeHow Much Can You Afford?

Purchasing a new home is a serious investment. We have all the financial tools to help you experience the pride of homeownership.

You may have heard you need to get prequalified before you can put in an offer on a new home, but how much can you really afford? When working with our mortgage professionals, they'll help you determine the monthly payment you feel comfortable with.

Mortgage Calculator

New Home Price

Down Payment

Interest Rate

Loan Type

Estimated Payment:

$1,077.71/mo

Principal and Interest only.

*Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. This calculator does not have the ability to pre-qualify you for any loan program. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only.

Mortgage Services

We understand how the home lending process can at times feel daunting to even a third- or fourth-time homebuyer. That’s why, for our clients, we ensure a friendlier process—one built on regular communication and constant attention to your needs, concerns and goals. Because at the end of the day, it’s not just about getting to closing. It’s about getting there with ease, confidence and exactly the right home loan for you.

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Mid-Atlantic Title, LLC & Chesapeake Title, LLC

Mid-Atlantic Title, LLC and Chesapeake Title, LLC are dedicated to providing the best customer service to ensure a smooth settlement every time. Our expert staff of attorneys, processors and settlement officers have the experience to anticipate and resolve any settlement issues before the closing, so that each transaction is settled smoothly and on time.

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Everyone Deserves a New Home...

At Gemcraft Homes we think everyone deserves the happiness that comes along with buying a new home. Even if you have less than perfect credit, we can put you in touch with financial professionals to get you back on track. We've worked with thousands of new homeowners to help get them into the home of their dreams. We'll help you find the perfect home AND financing plan.