How to Buy a New Home: Financing With Our Preferred Lender

Buying a new home is one of life’s biggest milestones, and with the right team by your side, it doesn’t have to be complicated. At Gemcraft Homes, we’re committed to helping every homebuyer feel confident, informed and supported throughout the financing process. That’s why we work with a trusted preferred lender who makes securing your new home loan simple and stress-free. 

And now, there’s even more reason to make your move because for a limited time, you can take advantage of our special financing incentive: a 3.875% (6.779% APR) first-year rate with a 2/1 buydown, or get up to $15,000 in flex money on select quick move-in homes. Don’t wait to take advantage of this incredible offer because contracts must be written by November 16th, 2025.

Step 1: Get Prequalified with a Gemcraft Preferred Lender

Before you start touring homes, it’s important to know how much you can comfortably afford, and our preferred lender will walk you through the prequalification process to help you understand your buying power and monthly payment range. This step not only gives you peace of mind, but it also helps you clearly understand which options, upgrades and selections fit comfortably within your budget when building your new home. 

Step 2: Experience a Simplified Loan Process

Even if this isn’t your first home, the mortgage process can sometimes feel overwhelming. That’s where our lending partners truly shine. They offer:

• Clear communication from start to finish
• Personalized loan options to fit your financial goals
• Dedicated support to help you navigate every step with confidence

From explaining your financing options to coordinating closing details, our team ensures a seamless, stress-free path to homeownership. 

Step 3: Take Advantage of Special Financing Offers

Right now, our team at Gemcraft Homes is making it even easier to step into your new home with our 3.875% first-year rate through a 2/1 buydown program. That means your interest rate will start lower for the first two years of your mortgage, helping you enjoy more manageable payments as you settle into your new home. Or, if you prefer even more flexibility, you can choose to receive up to $15,000 in flex money to use toward closing costs or upgrades on select quick move-in homes. 

These exclusive offers are only available on contracts written before November 16th, 2025, so now is the perfect time to start your journey. 

Step 4: Close with Confidence

When it’s time to close, our affiliated title companies, Mid-Atlantic Title, LLC and Chesapeake Title, LLC, help ensure everything goes smoothly. Their experienced teams of attorneys, processors and settlement officers handle every detail with care, ensuring that your transaction is settled efficiently and on time. 

Find Your New Home with Gemcraft Homes

Whether you’re buying your first home or looking for your forever home, our team at Gemcraft Homes and our network of trusted lender are here to make financing simple, transparent and tailored to your needs. 

Explore our available quick move-in homes, take advantage of our special financing through November 16th, 2015 and discover how easy it can be to own the home you’ve been dreaming of. Give us a call at (800) 291-7436 or fill out our online form today for more information.