Benefits of Downsizing

Benefits of Downsizing

March 1, 2022

When you're planning for retirement, one of the biggest decisions you need to make is where you're going to live. For many retirees, it makes sense to downsize.

By moving into an active 55+ community, you can enjoy your golden years in a new home with all the amenities and activities you desire. That's exactly why we built Riverbend!

If you're seeking to make some changes for retirement while still enjoying your current lifestyle, this New Castle, Delaware community has everything you need! Read on to learn more about Riverbend and prepare to embark on the newest chapter of your life.

Why New Castle?

We may be partial, but we would argue that New Castle is one of the best places to retire for many reasons. To start, it's conveniently located close to major highways, shopping centers, medical facilities, and more.

Plus, New Castle is a beautiful historic town with plenty of activities nearby. You can be as active or relaxed as you want because this area has it all — quaint streets with shops and restaurants, secluded parks with views that stretch out over the Delaware River, water access, and plenty of history to discover. There are dozens of annual events in the area, so your social calendar will always be full.

Or you can just unwind and admire the scenic views from your own slice of heaven in Riverbend. It's no surprise that New Castle was recently ranked as one of the top 10 most beautiful small towns in the United States!

Affordable Living for Seniors

Did you know Delaware is considered one of the most tax-friendly states for seniors? Once you enter retired life you can enjoy many extra tax savings:

  • There isn't local or state sales tax
  • Social Security payments are not taxed
  • A $12,500 exclusion on retired income like pensions

That means more money in your pocket to enjoy retirement!

A Community Fit For Retirement

If you're considering downsizing, Riverbend has all the amenities you need to enjoy your free time wisely. You can focus on the things you enjoy without inconvenience, travel, or extra effort on your part.

Take your living outside the home right within Riverbend! The community features a clubhouse with an indoor pool and outdoor decks, a fitness center, and much more!

Exciting activities are always available for residents. You'll find there's never a dull moment here.

Homes Designed for Aging in Place

At Gemcraft Homes we believe in creating houses that are just the right size for aging in place. Downsizing shouldn't mean giving up everything you've worked for, so we've designed floor plans that are tailored to the 55+ lifestyle. Single-story, open floor plans, with adequate space for storage, and everything you need on one main floor.

The Sussex floor plan is one of our most popular for seniors. It's single-level living at its finest! This 3 bedroom, 2 bath home is open and airy, with a great room that connects the dining room and kitchen.

The owner's suite offers a large room and walk-in closets, as well as a private bathroom. And you'll love watching the sunrise with a cup of coffee or reading a book in the afternoon shade of your spacious screened porch.

Hoping to have the grandkids visit once in a while? No problem! For more living space, add the optional 2nd floor for a second bedroom, full bathroom, and enormous loft area. Or take a look at our Chaucer II floor plan, which offers a spacious two-story layout.

You can enjoy what New Castle has to offer in a brand-new home that is tailored to your needs as an active adult. Downsizing never looked so good! We invite you to spend your retirement in Riverbend.


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